Service Charges w.e.f. 01/06/2024

Particulars Of Charges Charges In Rs.
Without GST
Loan Application  Form
- Loan against Deposits
- Gold Loan
- Renewal of Cash Credit Loan
- Over Draft Request Form
- All other Loan Forms

10
25
50
50
100
Inward Clearing (Our account holder's cheque bounces) 200
Outward Clearing (Cheque deposited by our account holder bounces) 100
ECS Return Charges 200
Cheque Book Charges
- Savings account per 15 pages
- Current account per 30 pages
- Cash Credit account per 30 pages

50
100
150
Account Statement Charges
- Cash credit per page
- Savings account per page (having Savings Passbook) 
- Current account per page

10
20
10
Account Closure Charges
- Closure of Savings account within one year
- Closure of Current account within one year

100
250
Duplicate Passbook Charges (Savings) 50
- Cheque stop payment per cheque
- No dues certificate per person

- Account not operated atleast once annually
  Savings Account
  Current account
- Solvency Certificate
- Bank Guarantee (100% Loan against deposit)
  Commission on guarantee amount

10
50

50
100
100

3%

Loan Inspection / Visit Charges
(for each visit)

- Loan amount up to Rs. 90,000
- Loan amount from Rs. 90,001 up to Rs. 1,00,000
- Loan amount from Rs. 1,00,001 up to Rs. 3,00,000
- Loan amount from Rs. 3,00,001 up to Rs. 5,00,000 
- Loan amount from Rs. 5,00,001 up to Rs. 9,00,000
- Loan amount from Rs. 9,00,001 up to Rs. 20,00,000
- Loan amount above Rs. 20,00,001

- In case of Loan take over - % of Loan balance amount 
( Changes will be done as per RBI guidelines )

- Non use of Cash Credit Sanction amount - as per loan rules



-
100
200
300
400
500
750

2%


-
Locker Charges
- Small
- Medium
- Large

30
50
25
Duplicate ATM Card Charges 200
Annual charges for ATM card maintenance 100

ATM Card operating charges on other bank ATMs
- After fifth transaction, per transaction


20
NEFT / RTGS

- From Rs. 10,000 up to 2 Lakhs 
- From Rs.2,00,001 up to Rs. 10,00,000
- Above Rs. 10,00,001 


10
25
50
Loan Processing Fee

- Loan amount up to Rs. 1,00,000 

- Loan amount from Rs. 1,00,000.01 up to Rs. 2,00,000

- Loan amount from Rs. 2,00,000.01 up to Rs. 5,00,000

- Loan amount from Rs. 5,00,000.01 up to Rs. 9,00,000

- Loan amount from Rs. 9,00,000.01 up to Rs. 14,00,000

- Loan amount from Rs. 14,00,000.01 up to Rs. 20,00,000

- Loan amount from Rs. 20,00,000.01 up to Rs. 25,00,000

- Loan amount from Rs. 25,00,000.01 up to Rs. 30,00,000

- Loan amount from Rs. 30,00,000.01 up to Rs. 35,00,000

- Loan amount from Rs. 35,00,000.01 up to Rs. 40,00,000

- Loan amount from Rs. 40,00,000.01 up to Rs. 45,00,000

- Loan amount from Rs. 45,00,000.01 up to Rs. 50,00,000

- Loan amount from Rs. 50,00,000.01 up to Rs. 55,00,000

- Loan amount from Rs. 55,00,000.01 up to Rs. 60,00,000

- Loan amount from Rs. 60,00,001 up to Rs. 65,00,000

- Loan amount from Rs. 65,00,000.01 up to Rs. 70,00,000

- Loan amount from Rs. 70,00,000.01 up to Rs. 75,00,000

- Loan amount from Rs. 75,00,000.01 up to Rs. 80,00,000

- Loan amount from Rs. 80,00,000.01 up to Rs. 85,00,000

- Loan amount from Rs. 85,00,000.01 up to Rs. 90,00,000

- Loan amount from Rs. 90,00,000.01 up to Rs. 95,00,000

- Loan amount from Rs. 95,00,000.01 up to Rs. 1,00,00,000

- Loan amount from Rs. 1,00,00,000.01 up to Rs. 1,05,00,000

- Loan amount from Rs. 1,05,00,000.01 up to Rs. 1,10,00,000

- Loan amount from Rs. 1,10,00,000.01 up to Rs. 1,15,00,000

- Loan amount from Rs. 1,15,00,001 up to Rs. 1,20,00,000

- Loan amount from Rs. 1,20,00,000.01 up to Rs. 1,25,00,000

- - Loan amount above Rs. 1,25,00,000.01

 


200

500

1,000

2,000

3,000

4,000

5,000

6,000

7,000

8,000

9,000

10,000

11,000

12,000

13,000

14,000

15,000

16,000

17,000

18,000

19,000

20,000

21,000

22,000

23,000

24,000

25,000

25,000

1. For all above charges, GST will be charged extra as per requirement.
2. Any changes as per RBI guidelines in above charges will be informed later .